Crate and Barrel Outlet – Contemporary Home Furniture and Accessories for Modern Living

Crate and Barrel is a home furniture and accessories shop that offers good quality at a reasonable price. You will always find something perfect and useful for your home. You may not easily chance upon an actual Crate and Barrel store but you can always check their website for your online shopping convenience.

Gordon and Carole Segal started crate and Barrel during the ’60s. Its concept was inspired by their European honeymoon. They noticed that majority of the home improvement stores in Europe has functional and durable products. Furniture and accessories are also contemporary and very appealing. Since then, they decided to start their own shop that will offer functional and aesthetically appealing products to young couples.

The first Crate and Barrel outlet was opened in Wells Street, Chicago. They leased an abandoned factory and started their own business. Their products are imported directly from Europe. Its first product line includes French copper pots, bistro dinnerware, and ceramic accessories that they have bought throughout their travel.

One interesting idea of their first outlet is that merchandise is displayed on top of crates and barrels that were used during its shipping. This emphasized one of their strongest points against competitors – their products are direct imports.

Crate and Barrel products are now available in over 170 stores across the US. They also ventured in the international market and had their stores in Toronto and Calgary, Canada. There are also plans of setting up a store in Dubai.

Though they started originally in European house ware, you can also find other styles in their items. You can have Mexican, Thai, and Indian-inspired designs among their broad product line. Their products are often contemporary and have exciting colors. You will find that their furniture and accessories will fit in your house because of its physical appeal and functional use.

Crate and Barrel outlet offers everything that you will need in transforming your house into a home. They offer both indoor and outdoor furniture. You can choose from different styles of living room, dining room, and bedroom sets. You also have different options for your porch and garden. There are umbrellas, bistro sets, and other outdoor furniture to suit your preferences.

Majority of their small appliances are related to food and drinks. There are mixers, waffle makers, and food processors. They also offer oil and drink mixes.

For decorative items, you can find numerous candles, holders, frames, and mirrors. Kitchen goods and bath accessories are also aplenty. There are pots, pans, bake ware, and bowls. Bath accessories like shower curtains, linens, and mats may change its colors and patterns seasonally. You may want to watch out for mark down sales whenever they clear out for the next season.

Online shopping is also one of the strong points of Crate and Barrel. It will offer you with promos and convenient shopping experience. You can create a registry when you purchase online to avail discounts. Shipping and packaging normally takes one week so you need to order ahead of time if you are planning for a big event or a major redecoration in your house.

Travel Planning Tips for Taking a Cruise

When it comes to going on a cruise it is important to ensure that you take all your important information with you as well as all of your necessary times otherwise you will be suffering when you are out to sea! So, consider these travel planning tips before you head off on your cruise and you will more than likely have the time of your life!

First of all, you want to make sure you have the best luggage to take with you and that would of course be Samsonite luggage. When you have outstanding luggage you won’t be concerned with the zippers breaking and all your clothes falling out or anything of the sort. That is a relief in itself and you will know that your clothes and personal effects are all packed away in a safe piece of luggage. Some things you might want to pack in your Samsonite spinner include Dramamine in case you get sea sick and many people do on cruises. That is especially so if there is a bad storm. Don’t forget to pack several different levels of sunscreen either. When you are on the boat you will realize that the sun is reflecting off the water and you can get burnt easier. Be sure you pack plenty of swimsuits as well because it will be easier to just put on a new suit than wash the same one out time and time again. Sunglasses and/or a hat are also incredibly important especially if you have sensitive eyes. Don’t forget your passport or birth certificate either or you won’t ever make it on the cruise!

Once you are packed you will be all ready to go. However, you should go over some last minute details to determine if there is anything else you need. Check the forecasted weather for the week in the destinations you will be heading to. This can give you some much needed information regarding what else to pack. Perhaps a rain coat for storms, binoculars for whale watching, or perhaps your snorkel. Knowing the weather will help you decide what kind of activities to plan and pack for.

You may be an excellent trip planner and you may not be. However, the tips offered here are great reminders that will help you plan and pack for your cruise.

What You Will Need to Get Small Business Finance

Poor credit is no barrier to small business owners wishing to obtain business finance. When a small business owner plans to expand business and finds that he has already used up available sources of funding and getting additional finance through regular sources may be too time-consuming, then finance from “non-conventional” sources may be a better option.

What would be the requirements for a business owner to obtain small business finance?

A running business

Startups are precluded from obtaining this type of finance on soft terms. In order to be eligible, a business must be in operation for at least a year.

A minimum amount of sales per month

Someone who has started the business recently and is generating revenues of less than $ 10000 by way of credit card sales may not be eligible for small business funding unless the case is assessed and considered on other grounds such as a potential for growth that the owner can justify and support.

Documentary proofs

Small businesses are usually proprietary types. A business owner, even one with poor credit, should not hesitate to obtain small business capital even if it means paying a higher interest amount because it can help him get back on track to fast growth. The documentation is minimal. He needs to submit proof of ownership. The other documents he must provide are bank statements for the previous six months, proof of identity and proof of residence.

An applicant may wish to get small business finance within 3 to 5 days for which he should apply online and keep ready scanned copies of the above-mentioned documents. These may be uploaded along with the preliminary application. Should the application be approved he may be required to furnish printed copies.

What is not required for the small business loan?

• An applicant need not have a stellar credit history.
• He may not have to furnish collateral or mortgage property.
• He may not have to furnish a guarantor.

It is fast. It is easy. However, there are a few things to keep in mind. An applicant must consider the factor rate applied. This is a fancy term for rate of interest though it is not specifically so mentioned. Repayment may range from 3 months to even as long as 36 months and it is tied to the credit card sales as a percentage of daily turnover or a fixed monthly amount. Should sales be high repayment is completed in a shorter time. In real terms, an applicant may end up paying processing charges plus interest that can be as high as 50% because the loan is unsecured. The best thing to do is to examine the offer and obtain such funds only from a lender who does not charge anything upfront, no processing charges and applies a moderate interest rate.

It is easy to get this type of finance if one has a running business but repayment is the tough part. Small business owners would do well to keep in mind to plan to use funds to generate more revenues instead of paying off existing debts.

10 FAQ’s About Online Education

The Answers May Surprise You

How important has online education become really? Since 2000 internet education has grown tremendously. Today it is the answer for many students out there. Here are ten frequently asked questions about online schools, the answers to which may surprise you.

10. How many?

Over 6 MILLION students are registered in distance education courses. This number continues to grow every year. WOW!

9. Why are students so interested in online school?

Because of the economy more and more students are enrolling in schools. Both distance ed. colleges and traditional colleges have seen increased enrollment since the economy went kaput. People are trying to find better jobs and education is what it takes to get those jobs.

8. Who offers these courses?

There are online colleges and universities that offer only online courses. You can also take online courses offered by traditional colleges and universities like Harvard and Yale. All forms of education are taking advantage of the online education popularity.

7. How are traditional colleges adapting?

Many traditional colleges have created “web facilitated” courses that allow students to study on the internet but in a face to face setting. A lot of colleges use hybrid courses that are both in class discussion with online elements.

6. What’s in the future?

In 2010 63% of all traditional colleges agreed that online courses were vital to their future. Education online is the way of the future and traditional colleges are taking advantage of that.

5. How many students are learning online?

Internet based schools experience a growth in enrollment every year of about 20%. That’s about 1 million NEW students a year. Everybody’s doing it… really.

4. Will the hype ever end?

Not likely. Most traditional colleges have implemented online programs into their curriculum and don’t plan to change. College courses on the internet can help a lot of students so it seems these programs are here to stay.

3. What does this mean for students?

With the continued growth of distance education and use of online programs in traditional Universities, this means that if you are a traditional student you may be taking some courses on your computer or using some online programs through your school. If you are already an online student you can expect to see more and more of your friends joining in.

2. What are the opinions of distance ed. degrees?

When online education was still a new concept many were skeptical as to the quality of education that students were earning online. Since then there has been a long standing debate of the credibility of online schools. Earning your degree online is the same quality as if you were to earn it from a traditional college. More and more people and employers are accepting this form of education as the norm.

1. Is this type of education here to stay?

YES! The only thing that may change the attendance rates for online schools is if there is a change in financial aid. This can go both ways. If the government decides to allow more funding for online schools then, attendance may go up even further. If the government decides to reduce the funding for online schools the numbers may decrease.

Online schools are here to stay. So many students benefit from online schools and are earning their degrees through them, that it is not likely they will ever go away. If anything you should expect to see online schools and online degree courses continue to grow.